If you or a loved on are looking into a Denver drug rehab or Denver sober living program and have insurance benefits, you may be interested to know why some Denver drug rehab programs and Denver sober living programs do not accept insurance benefits. If you would like to learn more about why some Denver drug rehab and Denver sober living programs do not take insurance please read on.
Typically, in order for an insurance company to provide reimbursement to a Denver drug rehab or Denver sober living program for your addiction or alcohol treatment, the drug rehab center or sober living program must diagnose you with a condition outlined in the DSM (Diagnostic Statistic Manual of Mental Health Disorders). Without a diagnosis, most insurance companies will not reimburse a Denver drug rehab center or Denver sober living home.
Some people would prefer not to have a substance use disorder or mental health disorder documented in the permanent medical history. Such diagnosis can be detrimental to member of the military hoping to gain security clearances or professionals such as lawyers or pilots who might be put under extra scrutiny if they were diagnosed with certain mental health or substance abuse disorders. So, part of the reason some Denver drug rehab centers choose not to accept insurance is to protect the privacy and professions of their patients.
Another reason that many Denver drug rehab centers and Denver sober living facilities do not accept insurance is because insurance companies attempt to dictate the treatment of the patient even though they have never met them and have no idea what is best for them. Many private Denver drug rehab programs and Denver sober living facilities take an individualized client-centered approach to treatment and reject the philosophy that one size fits all that insurance companies require drug rehab programs to practice.
Additionally, many insurance companies use a test of “medical necessity” when determining what substance abuse treatment services they will cover. The criteria vary from policy to policy but generally speaking insurance companies only consider inpatient residential treatment or specifically formatted Intensive Outpatient programs to meet the “medical necessity” requirement.
At NorthStar Transitions, a Boulder Sober living and Denver sober living program, we do not take insurance benefits. We do not take insurance benefits because we like to have the freedom to craft a treatment program that is truly best for each client-not what the insurance thinks is best. In crafting our drug and alcohol treatment program we get to incorporate things vocational skill training, job searching, academic skill training and snowboarding, hiking, horse back riding etc. All things that are crucial to young people in sobriety but not paid for by insurance. We enjoy having the freedom that being a private drug treatment facility affords and the privacy it affords to our clients.