Substance use disorders, both severe and mild, impact many families across the US. There are over 20 million individuals who meet the criteria for having a substance use disorder. One of the best ways to get help is through quality treatment programs with the help of addiction recovery professionals. However, treatment is often expensive, and families may struggle to afford it. How can you find treatment when finances challenge low to middle-class families?
The U.S. Census Bureau estimates that around 13.4% of the population classifies as low-income. This means more than 42 million Americans struggle with finances on a day-to-day basis. This percent is in constant flux, but it is a concerning number, especially when it comes to finding addiction treatment.
In Colorado, around 10.3% of the population has low income. It makes it difficult for many family members of loved ones who struggle with substance use to find the means to cover the costs of recovery treatment. Addiction recovery centers recognize that to balance being able to keep their doors open to help people with the financial needs of those who need treatment, they must develop new plans of action to help everyone find the ability to get treatment by working with insurance companies.
Having a substance use disorder wreaks havoc on those who struggle with the disorder and their families. However, there is a gap in access to treatment for many individuals in the low- to middle-class. The financial responsibility of getting addiction treatment can be a reach for those who don't have extra cash flow or savings. Insurance providers and addiction recovery professionals have started to work together to allow individuals to get help regardless of their financial status.
Finances are a challenge for many families and are a root cause for increased mental health risks and crises in America. Families with limited options feel financial burdens heavily, thus causing mental health disorders that stem from financial stress. Current mental health care analyses have noticed a continued rise in mental health disorders among lower-income families because of the struggle to find the help they need.
Since financial troubles are often a cause of mental illness, and mental illness is often a cause of substance use disorder, people with lower income are more at risk for addiction. When the cause of addiction stems from financial hardship, the chances of being able to get treatment are few without assistance. Therefore, finding legitimate resources for financial help with treatment is essential, especially if you have a child who needs treatment today. Addiction recovery centers and insurance providers must bridge the gap between the possibility of addiction recovery with financial options.
Individuals who seek help through financing treatment options can work with an addiction recovery facility that partners with their insurance provider to give them a full continuum of care that is affordable and accessible. Addiction recovery facilities and insurance providers are working together because the cost of not getting treatment far outweighs the costs associated with going through treatment. More individuals can now start the journey of recovery and have the means to get coverage for the treatment care they deserve without the added burden of financial hardship. Treatment is accessible to you or your family member, even if you have a lower income.
There are various insurance options and help with addiction recovery treatment to consider for you or your loved one. You deserve to have the best levels of treatment available, regardless of your financial status.
NorthStar Transitions is an addiction recovery center that helps lower-income families access the treatment they deserve. Our team works hand-in-hand with several major insurance companies to ensure universal access to help. Some of the in-network insurance providers we work with include Friday Health Plans, Bright Health, Beacon Health Options, Tricare Prime, Humana, Cigna, Blue Cross, U.S. Health, and more. We can provide help for those who struggle more acutely with finances due to the COVID-19 pandemic.
In Colorado, policies and insurance providers have adjusted payments and plans to fit struggling families' financial needs when seeking addiction treatment. With the community efforts in the policy interventions implemented by insurance providers and addiction recovery treatment centers like NorthStar Transitions, treatment is becoming more and more accessible. If you or a family member struggles with substance use disorder but is hesitant to seek treatment for financial reasons, know that there is help available to you.
At NorthStar Transitions, we provide various levels of intervention with the cooperation of insurance providers to give low-income families access to treatment options. With our vast in-network and out-of-network providers, we can help you get the help you or your loved one deserves. If needed, you can verify your insurance online and have a representative contact you within 24 hours to help you understand your coverage and the available treatment options at NorthStar Transitions. NorthStar is all on board with creating effective options to get affordable treatment. Our facility is located in Boulder, Colorado, and our team is filled with compassionate healthcare professionals who understand and know what it's like to struggle with the challenges of substance use. If you are looking to find treatment for you or a loved one and are concerned about costs, reach out to us at (303) 558-6400 to learn more about your insurance coverage.
